Insurance

Do you take insurance payments?

At this time none of the therapists are participating in any health insurance or managed care company plans.

What if I have out-of-network benefits?

You would still pay full fee at the time that services were provided.  We can then provide you with a “superbill” receipt, which has all the information that your insurance company will require.  You could then submit the receipt to your insurance company for whatever reimbursement they allow.

As an aside, we suggest that if you are concerned about finances, you may want to contact your insurance company first, and find out what your deductible and co-payment are for “out of network mental health services for a licensed psychologist.”  If the response is that after meeting your deductible, the insurance will pay a certain percentage of what is “reasonable and customary,” it would be helpful for you if you could find out what that term actually means with regards to money values.  Ask what the term “reasonable and customary” means as it relates to a 90791 code (initial evaluation, mental health, outpatient), and a 90834 code (an individual, outpatient, therapy session) for a NJ licensed psychologist.  In this way you will have an idea of how much your insurance company will ultimately reimburse you, and what your out of pocket expenses will be before you begin treatment.

New Clients